How it works

Four steps, no acronyms. Here's exactly what happens to a dollar that crosses your counter.

1. 1

   You ring up the sale like normal

   Tap items on the screen, or scan them. Tax is figured automatically from the rate you set during setup.

2. 2

   The card fee shows up as its own line

   If the customer pays by card, a clearly labeled surcharge is added to their total. Cash and check never carry it — that's how the card network rules work.

3. 3

   We take 1% out of the sale

   Our fee is a percentage of the item total plus tax. It comes out of the sale, never added onto the customer, and never taken out of tips.

4. 4

   The rest lands in your bank

   Payouts go straight to your account. Every receipt and report shows the same breakdown, so nothing has to be reconciled by hand.

Straight answers

Is passing the fee to customers actually allowed?

In most of the country, yes — with conditions. Card networks cap surcharges (we hold you to 3%), require you to disclose it before the sale and print it on the receipt, and forbid it on debit cards. A couple of states restrict it outright. Setup asks where you are and warns you if your state is one of them.

What if I'd rather not surcharge?

Flip on cash-discount mode instead. Your shelf price includes the card cost and cash customers get a discount at the register. Same economics, different framing.

Do I need special hardware?

No. A phone or tablet is enough to start. If you want a counter reader, we suggest a couple of options during setup.

What does the 1% cover?

The register software, your item catalog, receipts, reporting, and support. There is no monthly software bill on top of it.