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Rules & compliance

What's legal in your state

Every state works — what changes is how the card cost is presented.

There is no state where you can't use this

What changes is the method:

  • Surcharge — a separate card line on the receipt. Legal in most states, capped at 3%.
  • Dual pricing — you show a cash price and a card price. Legal everywhere.
  • Cash discount — one shelf price, with a discount for paying cash. Legal everywhere.

Where a surcharge line is banned, we switch you to dual pricing or cash discount automatically. You don't have to figure it out.

True everywhere

  • Debit cards can never be surcharged.
  • The card amount can never exceed what the card actually costs you.
  • The customer has to be told before they pay — at the door, at the register, and on the receipt.
  • The surcharge cap is 3%.

Full table

The State rules page lists all 50 states plus DC and Puerto Rico, what's allowed, and which method we put you on.

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